Aon Orthotic & Prothetic Insurance Program

O&P Insurance Program

Insurance Solutions for Orthotic & Prosthetic Businesses

Aon is an insurance leader for the orthotic & prosthetic (O&P) industry. Whether you’re a patient care facility, manufacturer, distributor, or supplier, the Aon O&P Insurance Program was designed to help meet your unique needs.

Aon O&P Insurance Program  | 1100 Virginia Drive, Suite 250
Fort Washington, PA 19034 | 

Aon’s dedicated sales and service team specializes in the O&P industry. They know your business. They take the time to carefully learn your operations, then provide you with an insurance program that covers your specific risks and provides rate credits that reward you for things such as ABC or BOC certification. 

Insurance coverage designed for your business 

Representatives who understand your orthotic & prosthetic business 

To help safeguard our clients we’ve added Enterprise Privacy Protection to our Professional Liability Insurance policy. In the event of a covered breach this coverage pays for cyber liability litigation, patient credit monitoring, notification costs and more.   

Coverage that protects you against emerging exposures 

Commercial Insurance Products 

  • Business Owners Package  
  • – Commercial property
  • – General liability    
  • – Business income & extra expense 
  • Commercial Auto    
  • Commercial Umbrella  
  • Professional Liability
  • – License protection
  • – Sexual misconduct   
  • – Enterprise privacy protection
  • Employment Practices Liability 
  • Workers Compensation 

Program Features 

  • One Insurer, Less Headaches:
    By insuring your property, general liability, professional liability and workers’ compensation with one A-rated insurer, you avoid disputes among insurance companies fighting over who is responsible for payment

  • Income Protection:
    Business Income coverage is written on an ‘actual loss sustained over a 12 month basis,’ meaning your coverage is not limited to a dollar value

  • Separate Liability Limits:
    While some insurers combine your General Liability and Professional Liability, we offer separate limits for each, meaning you receive more coverage in the event of a claim

Questions? 1.800.544.2672

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There is no cost or obligation for a quote. 

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Risk Management Resources 

  • Premium Savings: 
    10% premium credit available for ABC or BOC-accredited facilities, as well as discretionary credits available for being claim-free, risk management courses, and longevity in business

  • Broad Coverage:
    Property protection for your building is on an ‘agreed value’ basis, meaning no co-insurance penalties assessed after a loss

About the Aon O&P Insurance Program 

Aon Affinity
The Aon O&P Insurance Program is division of Aon Affinity, the premier provider of innovative insurance solutions for groups with a common profession, interest, transaction, or event.

  • Over 1 million healthcare clients, including 27,000 businesses
  • Endorsed by 72 professional healthcare associations
  • Over 2,000 employees across the U.S.
  • Relationships with 175+ insurance carriers

Aon Affinity has been an operating unit of Aon plc (NYSE:  AON) since 1947. Aon is a world leader in insurance brokerage, risk management, human resources services, and consulting.

  • Comprised of 50,000 colleagues working out of more than 500 offices in 120 countries
  • #2 largest insurance broker in the world in 2017, according to Business Insurance magazine
  • Clients include over half of the Fortune 500 and a third of the Fortune Global 500
  • ‘A’ (Excellent) financial rating from the insurance financial rating service A.M. Best Co.

Aon’s vast industry resources support us in creating highly competitive insurance programs specifically designed to meet the insurance needs of our clients.  To learn more about Aon, visit

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Insurance Solutions for  Orthotic & Prosthetic Businesses

Need a Surety Bond?

  • Surety bond premiums as low as $250 (not all firms will qualify for this rate)
  • No financial statements required for some firms
  • Available nationwide

Applying for your surety bond  is easy – and affordable

  • A master bond form aggregating multiple NPIs/locations
  • Range of discounts apply for firms with multiple NPI numbers
  • Most significant savings will apply for firms with 51+ NPI’s

We've teamed with Aon Surety Bond to aid association members in securing their surety bond. Aon is the world’s leading insurance broker, and their surety bond unit has access to many nationwide surety bond carriers that are both highly rated by A.M. Best and listed by the US Treasury as an approved bond carrier. Aon Affinity is the administrator of our member benefit insurance program.

Surety Bond Application

To assist firms affected by the CMS surety bond rule, including determining whether your firm must comply, CMS provides a detailed list of “Frequently Asked Questions”. 

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NY policyholders: Please read this Notice regarding certain rights available to affected New York policyholders as a result of the COVID 19 pandemic.